You don't take your business's health and prosperity lightly. Choosing the right merchant account provider directly affects your business's growth and future, so it's a decision that you shouldn't take lightly, either. One of the first points to consider is that any merchant account provider that is directly associated with a particular bank may not have your business's best interests at heart.

 

You want a merchant account provider with a proven track record of success. You can review the Better Business Bureau or scour the Internet to find customer reviews on the provider. If you find a provider with a number of complaints against it, then it might not be the right fit for your business. It doesn't mean that it won't improve, but there's no need for you to take that risk with your business.

 

Second, you should find a merchant account provider that backs up its business. If one doesn't offer a guarantee, or a free trial period, then find one that will.

 

Next, take a look at their customer service and technical track record. Are they available to your business when you'll need them? If not, then what good is that to you?

 

Check the fees and rates that they charge. The last thing any business wants to deal with is hidden fees, but they are also one of the most commonly practiced forms of thievery today. There is absolutely no need for hidden fees when it comes to a merchant account. If you find fees left and right in the contract, don't sign it. Walk away and find a provider that is straightforward and honest with you about what they charge.

 

You shouldn't be required to pay an application fee or setup fee. Programming, installation, and annual fees are also fees that other merchant account providers like to charge. Not at Card Authorizer.com.

 

It's also a good idea to check the cost of all pieces of equipment that you may purchase. If you know how much a piece of equipment usually sells for, then you'll be able to know right away whether or not you are being charged a fair price. If not, then find a provider that doesn't overcharge you.

 

If you value your business, then you don't want a cap on the amount of credit card transactions you can process every month. Also, if your business is considered high-risk, some providers may try to charge you "reserves" -  fees that protect against chargebacks and other issues associated with credit card transactions. Don't let this happen to you.

 

Try us for a free 30-day trial period and see why Card Authorizer is the leader in the industry.